A high risk pool is a program, created by a state, that provides health insurance to individuals who cannot obtain coverage in the private market because of serious medical conditions. Currently, 34 states that have established high risk pools are providing high quality comprehensive coverage to approximately 200,000 Americans. High risk pools may be funded through a combination of sources, including premiums, assessments on insurance companies, and both federal and state revenues.
AHIP’s Board of Directors in a June 2004 Statement gives further detail on our position on the role of the states and federal governments in expanding funding for high risk pools to provide more people with access to coverage. Please click here to read the full Board Statement.
